Loan Products
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The Krystal Stearns Team is comprised of more than 30% military veterans and military spouses. We are passionate about our veterans and helping them to achieve their dreams of home ownership. We understand the unique challenges that come with both military lending and PCS moves. VA loans can make it easier for veterans and their families to buy a home without down payment or private mortgage insurance. Loan options include unlimited loan amounts, with bank approval.
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You can use FHA loans to buy a home, refinance your mortgage or renovate a home with as little as 3.5% down and less-restrictive credit requirements than many conventional home loans.
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Financing options that start at $0 down and no private mortgage insurance.
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Doctors who are practicing or in residency may qualify for $0 down payment with no mortgage insurance.
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Financing for the construction of a new home with as little as 5% down.
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Home financing for established professionals for as little as 3% down. No monthly mortgage insurance options are available and can be used for purchase or refinance.
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Built for borrowers seeking financing for investment properties utilizing the rental income to determine cash flow.
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Loan Options if you are looking to purchase a lot or land. Equity in the lot may be considered in future construction financing.
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Provides eligible borrowers access to financing up to $5M with down payments as low as 10%, and no mortgage insurance options are available.
Together at…
Square One
Who
We
Are
Krystal Stearns is a National Top Producing Branch Manager and Mortgage Loan Officer. She is also the founder of the Square One Project. Square One was originally established to shine the spotlight on hardworking individuals within some of her favorite communities across the country. Through this series, our team will share their stories of success, beginning at “square one”. Having experienced her own stories of starting from square one, giving back to individuals is near and dear to Krystal’s heart. This passion led her to create the Square One Home Loan program. Through this program, she donates a percentage of each loan to a specific charity. Join us in giving back to our community from the comfort of your dream home.
